Background: The objective of the Chief Minister’s Jeevan Jyoti Swaniojan Yojana is to provide financial assistance to educated unemployed youth by providing institutional credit supported by Government subsidy to enable them to undertake productive income generation activities for self employment. The State Government entrusted the responsibility to the State Institute of Rural Development for implementation of the project in July’ 2005. The institute has since been implementing the project.
Specially attraction to the youth: Chief Minister’s Jeevan Jyoti Swaniojan Yojana has been exclusively designed to provide self employment avenues to unemployed youth through JointLiability Groups.
Wide range of income generating activities: Another attractive provision in the yojana is that unemployed youth can select their economic activities from wide range of income generation activities.
Diversification of income generating activities: Initially thrust was on mechanised agricultural activities, livestock, poultry farming, fishery, horticulture etc. Now, youth have gone for different micro enterprises in secondary and tertiary sector including rural transport.
Target Group: Loan and government subsidy under yojana is provided to unemployed youth, young farmers, weavers, women, artisans within the age group of 18 to 37 years. they may belong to both BPL and marginally above BPL families.
Educational qualification: The applicants should have read up to Class X standard. However, educational qualification is relaxed upto Class – V for women for undertaking schemes in handloom, sericulture etc. Educational qualification is relaxed upto Class – VII for youth taking up agricultural activities with power tillers and tractor
|For 4 members JLGs||Loan ranges from Rs. 2.00 lakhs to Rs. 6.00 lakhs. Subsidy Rs. 1.60 lakhs or 50% of the project cost whichever is less.|
|For 2 members joint effort||Loan ranges from Rs. 2.00 lakhs to Rs. 2.50 lakhs. Subsidy Rs. 80,000.00 or 50% of the project cost whichever is less.|
|For individual||Loan ranges from Rs. 1.00 lakhs to Rs. 1.50 lakhs. Subsidy Rs. 40,000.00.|
|Agri Input Outlet||Agri Marketing||Agri Product Transport||Agro Processing||Aluminium frame making|
|Bamboo Taarja Industry||Beauty Parlour||Beekeeping Unit||Beg Manufacturing Unit||Bhujia, Mixture Industry|
|Bicycle Repairing & Selling Store||Book Stall||Boutique Cum Art & Craft||Brick Industry||Broom Making Unit|
|Candle Industry||Cane & Bamboo||Coaching Centre||Computer Centre cum DTP Centre||Computer Graphic Designing|
|Computer Repairing Centre||Cutting & Tailoring||Electrical goods servicing |
& repairing outlet
|Fertilizer Shop||G.I. Fencing Unit|
|Gift Item Shop||Grocery & Stationary Shop||Handicraft||Handloom||Hardware Shop|
|Home Appliances Distributor||Incenese Stick Rolling Cum Production||Internet café||Marketing Outlet||Meat Shop|
|Medical Store||Mobile repairing||Modern Rice Mill||Moter Parts Shop||Paver Block making unit|
|Photo Studio||Plumber||Poultry Feed Outlet||RCC Products||Restaurant|
|Rural Transport||Sheetal Pati Manufacturing Unit||Stationery Shop||Steel Fabrication Unit||Supari Processing|
|Tailoring Unit||Tent House||Vermi Culture||Video Editing Centre||Water Packaging|
|Wooden Furniture Unit||Yarn Store|
The Chief Minister’s Jeevanjyoti Swaniyojan is a demand driven project of the Government. On receipt of demand/applications, the selection of eligible youth is done by the implementing agency through the block level selection committee BDO, President of Gaon Panchayat /VCDC concerned, Bank Branch Manager Concerned or his representative and representative of SIRD, Assam. In case of semi urban/urban areas, the bank, the field Officer of SIRD, Joint Director of SIRD is finalizing the selection after field verification.